American Bankers Mutual Insurance Announces $4.2 Million Distribution to ABA Member Banks
American Bankers Mutual Insurance, the reinsurer for the American Bankers Association (ABA)-endorsed insurance program, has announced a $4.2 million distribution for 2025 to qualifying ABA member banks. This marks the 36th consecutive year of distributions, totaling $108.8 million returned to member banks since the program began.
the distribution will be shared among banks that hold qualifying directors & Officers (D&O), bond, property and casualty, and cyber insurance policies through ABA Insurance Services, a member of Great American Insurance Group.
This year’s distribution represents a 10.5% increase compared to the 2024 distribution, reflecting a commitment to enhancing benefits for ABA members. Over 1,200 banks are expected to receive a portion of the funds.
“This distribution underscores the value of ABA membership, providing both robust insurance coverage and tangible financial returns,” stated Rob Nichols, ABA President and CEO.
Gary Hemmer, Chairman of American Bankers Mutual Insurance and Chairman of the Board of First National Bank of Waterloo, Illinois, added, “We’re proud to share this success with our member banks and encourage them to explore the complete insurance solutions available through ABA Insurance Services.”
To be eligible, banks must be members of the ABA and maintain qualifying insurance coverage with ABA Insurance Services as of January 15, 2026. Distributions are scheduled to be made in mid-February 2026.
