Award-Winning IMB Home Loan Offers First Home Buyers 4.99% Rate & Up To $4,000 Cashback
Sydney,NSW – First home buyers have a new option to consider,with IMB Bank offering a competitive 4.99% p.a.fixed rate for a 2-year term, alongside up to $4,000 cashback, as of October 29, 2025. the loan recently received recognition from Mozo, highlighting its value in the current market.
The IMB home loan boasts a 5.47% p.a. comparison rate* and requires only a 5% deposit. Borrowers benefit from free Internet and Mobile Banking redraws and the versatility to make up to 12 months of repayments in advance without penalty. While the loan doesn’t include an offset account, it allows for loan splitting to suit individual financial needs.
The cashback offer is subject to terms and conditions. According to Mozo data as of October 29, 2025, the rate is competitive within the Australian home loan landscape.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates.Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
