Deposit Rates Surge: How Much Can 750,000 TL Earn Monthly?
Istanbul, Turkey – September 21, 2025 - Turkish depositors seeking maximum returns on 750,000 TL are navigating a competitive landscape of fluctuating interest rates, with private banks leading teh charge. A recent analysis of deposit offerings reveals a wide range of monthly net earnings, from 20,613 TL to a high of 26,581 TL, depending on the financial institution chosen.
The Central Bank of Turkey’s recent interest rate reductions have begun to impact deposit rates, yet robust competition-especially among private lenders-is sustaining comparatively higher yields.This is crucial for savers aiming to preserve capital and generate income amidst ongoing economic conditions. The data, compiled as of September 21, 2025, provides a snapshot of available options for those looking to maximize thier returns.
Fibabanka currently offers a 48% interest rate, translating to a monthly net earning of 23,832 TL, with a final maturity value of 773,832 TL. “We more” also provides a 48% rate, yielding 22,950 TL net monthly and a maturity value of 772,950 TL.
Several banks are offering rates of 47%,including “Answer” with 22,464 TL net earnings and a 772,464 TL maturity,and an “Alternative bank” providing 23,328 TL net and 773,328 TL at maturity.
Yapı Kredi stands out with a 45% interest rate, resulting in 24,799 TL monthly net earnings and a 774,799 TL maturity value. Bring Finance also offers 45%, yielding 22,154 TL net monthly and 772,154 TL at maturity. ODEA BANK provides a 45.5% rate, with 20,952 TL net earnings and a 770,952 TL maturity.
Akbank’s 44% rate generates 23,868 TL net monthly, maturing at 773,868 TL. Ziraat Bank and Guarantees bbva both offer 43% interest, each yielding 23,326 TL net monthly and a 773,326 TL maturity. Denizbank mirrors these figures. QNB Finansbank provides a 43.25% rate, resulting in 21,584 TL net monthly and 771,584 TL at maturity.
Türkiye Is Bank offers a 42.5% rate, yielding 23,054 TL net monthly and 773,054 TL at maturity.Halkbank currently provides the lowest rate in the survey, at 38%, resulting in 20,613 TL net monthly and a 770,613 TL maturity.
Notably, Ing leads the market with the highest return, offering 26,581 TL monthly with a 49% interest rate. Depositors should carefully compare these options to determine the best fit for their financial goals.
