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Capital One Card-Linked Offers Debut: Maximize Rewards in 2025
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Capital One cardholders are seeing a new way to earn rewards: card-linked offers.These offers,located within the Capital One Offers section of your credit card login,provide opportunities to earn bonus miles or cash back when shopping at participating merchants. While the initial selection of offers is limited, this expansion into card-linked offers represents a perhaps valuable enhancement for Capital One cardholders.
Unlocking Capital One Card-Linked Offers
To access these offers, cardholders should log in to their Capital One credit card account and locate the “View All Offers” button, typically found just below the card balance. Once in the offers section, an “In-store” filter will display the available card-linked offers.

Did You Know? Capital One’s introduction of card-linked offers aligns with a broader trend in the credit card industry to provide more personalized and convenient rewards experiences. According to a 2024 study by McKinsey, personalized offers can increase cardholder engagement by up to 20%.

Limited Initial Offerings
Currently, the selection of card-linked offers is limited. Some cardholders report seeing similar offers across multiple cards in their household, with miles-earning cards offering between 6X and 13X miles, and cash back cards providing 6% to 13% back. As Capital One refines and expands this program, a wider variety of offers is expected.
Capital One provides several shopping-related platforms, each with its own features and benefits. Understanding the differences between these platforms can help cardholders maximize their rewards:
- Capital One Shopping: A public shopping portal open to everyone, regardless of Capital One card ownership. Rewards are redeemable for gift cards.
- Capital One Travel offers: Exclusive offers found when logging in to Capital One Travel with an eligible Capital One credit card.
- Capital One offers: Located within the Capital One credit card login, this section includes both traditional shopping portal offers (requiring click-throughs) and the newly introduced card-linked offers.
Pro Tip: Regularly check the Capital One Offers section for new card-linked deals. Since the program is new, offers may change frequently as Capital One tests and refines its offerings.
the Future of Capital One Card-Linked Offers
While the initial rollout of Capital One card-linked offers is modest, it signals a commitment to providing more value and convenience to cardholders. As the program matures,expect to see a greater variety of offers,potentially tailored to individual spending habits and preferences.