Colorado Offers Affordable Retirement Havens Beyond Denver’s High Costs
DENVER, CO – November 10, 2025, 11:22:20 MST – as millions of Americans approach retirement, the search for financially sustainable and enriching locations is intensifying. Colorado, renowned for its scenic beauty and outdoor lifestyle, is increasingly viewed as a desirable destination, but escalating housing prices in major metropolitan areas like Denver and Boulder present a meaningful barrier for many retirees. However,a network of smaller Colorado towns provides a compelling alternative,offering access to the state’s celebrated quality of life alongside more manageable living expenses.
Retirement planning in 2025 demands careful consideration of both financial resources and lifestyle preferences. With the rising cost of healthcare and the potential for extended longevity, fixed-income seniors are especially sensitive to housing affordability. These six Colorado communities balance access to essential services – including healthcare facilities and senior programs - with housing costs below the statewide median, presenting viable options for those seeking a fulfilling retirement without financial strain. This guide highlights towns where a agreeable, connected retirement is within reach.
1. Alamosa: Located in the San Luis Valley, Alamosa (population approximately 9,700 as of 2025 estimates) boasts stunning views of the Sangre de Cristo Mountains. The median home price in Alamosa currently sits around $285,000, considerably lower than the Colorado statewide median of approximately $550,000 (October 2025 data). Residents benefit from nearby San Luis Valley Regional Medical Center and a variety of senior activities organized through the Alamosa Senior Center.
2. Brush: Situated on the Eastern Plains, Brush (population roughly 5,300) offers a quiet, rural lifestyle. Housing is particularly affordable, with median home prices around $220,000. East Morgan County Hospital in Brush provides local healthcare access,and the community fosters a strong sense of neighborliness.
3. Canon City: Nestled along the Arkansas River, Canon City (population approximately 17,400) is known for its outdoor recreation opportunities, including hiking, rock climbing, and whitewater rafting.The median home price is approximately $330,000. Canon City boasts St. Thomas More Hospital and a robust senior center offering diverse programs.
4.Craig: Located in Northwest Colorado, Craig (population around 9,000) provides access to vast wilderness areas and outdoor adventures. Median home prices are currently around $260,000. The Memorial Hospital in Craig serves the local community, and the city offers a range of senior services.
5. Durango: While gaining popularity, Durango (population approximately 19,500) still presents relatively affordable options compared to other mountain towns.The median home price is around $410,000. mercy Hospital provides comprehensive healthcare, and the city’s vibrant arts and culture scene offers numerous opportunities for engagement.
6. Sterling: Located in the northeast corner of Colorado, Sterling (population approximately 14,000) offers a small-town atmosphere with convenient access to amenities. Median home prices are around $240,000. Sterling Regional MedCenter provides local healthcare, and the community features several parks and trails for outdoor enjoyment.
