Monday, December 8, 2025

Roundup: Credit Card Sign-up Bonuses (September 2025)

by Priya Shah – Business Editor

Credit Card Bonus Blitz: September 2025 Offers Reach Over 100,000 miles

Singapore – A wave of generous credit card sign-up bonuses is currently available, with top offers exceeding 100,000 miles for new cardholders. These promotions, running through September 2025, present opportunities for notable rewards, but require careful consideration of annual fees and spending requirements.

The current landscape offers a diverse range of options, from high-mileage rewards for those with substantial assets to cash rebates and gift cards for more accessible benefits. This month’s standout deals include a potential 106,200-mile bonus with the HSBC Premier Mastercard,alongside attractive offers from Citi and Standard Chartered.

The UOB visa Infinite Metal Card is offering 80,000 miles with a 40,000 bonus mile boost to new applicants who pay the S$654 annual fee and spend S$4,000 within 30 days of approval. Meeting the minimum spend will also earn a further 5,600 base miles (S$4,000 @ 1.4 mpd). While previously offered Grab vouchers are no longer available, the minimum spend can be fulfilled through education transactions.

For those who qualify, the HSBC Premier Mastercard, available to HSBC Premier account holders (minimum AUM S$200,000), provides a 106,200-mile welcome bonus. The annual fee is waived for fully-funded HSBC Premier accounts, and up to four cardholders can receive unlimited-visit Priority Pass access.

Alternatively, the Citi PremierMiles Card is currently offering 30,000 miles alongside a S$100 Trip.com gift card. The StanChart Journey Card also presents a compelling option with a 30,000-mile bonus, and a S$180 cash gift from SingSaver effectively reduces the annual fee to S$16.20.

Beyond miles, several non-miles sign-up bonuses are available. It’s important to note that only the first approved card application will qualify for new customer bonuses; subsequent applications will receive existing customer gifts, if any.

As with all credit card offers, prospective applicants should carefully review the terms and conditions regarding eligibility, qualifying spend definitions, and fulfillment timelines. Banks may update or modify terms and conditions, so retaining a copy for reference is recommended. Bonuses typically take three months or more to process after meeting the minimum spend.

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