YES BANK POP-CLUB Credit Card: A Detailed Look
The YES BANK POP-CLUB Credit Card is a new offering aimed at consumers with regular online and UPI spending habits. Currently available on a lifetime free basis untill December 31st, 2025, the card focuses on rewards earned through POPcoins.
Rewards Structure & Redemption
Cardholders earn 10% POPcoins on all online transactions. An additional 5% POPcoins are awarded on UPI spends. Specifically, a 5% cashback equivalent in popcoins (redeemable at Rs. 0.10 per POPcoin) is available on UPI transactions processed through POP UPI. POPcoins can be redeemed within the POP App across a network of over 800 brands at a rate of Rs. 1 per popcoin.
Eligibility & Restrictions
Applicants must be between 21 and 60 years of age to qualify for the card. The card is offered through a card-to-card program, leveraging existing credit card relationships. A key restriction is that YES Bank policy currently allows customers to hold only one YES Bank credit card. thus,individuals already possessing a YES Bank credit card are ineligible for the POP-CLUB Credit Card.
Comparison to Othre Cards
Several RuPay credit cards have recently entered the market, often in partnership with fintech companies. Examples include the Kiwi Credit Card, wich offers up to 5% cashback on Rs. 1.5 lakhs in annual spending, requiring a Rs. 999 + taxes Kiwi Neon membership for maximum benefits.The axis Bank supermoney credit Card provides 3% cashback on UPI transactions made via the super.money App, capped at Rs. 500 per month.
Is This Card Right For You?
The YES BANK POP-CLUB Credit Card’s combination of a potentially high reward rate and diverse redemption options makes it a compelling choice for those with significant online and UPI spending. The lifetime free offer (until December 31st, 2025) further enhances its appeal.
Disclaimer: Mint has partnerships with fintech companies for credit product offerings, and details sharing might potentially be required during submission. These partnerships do not influence the editorial content presented. This article is for informational purposes only, aiming to educate readers about credit products and responsible financial practices. Mint does not endorse or encourage taking on debt, as it carries inherent risks like high interest rates and potential hidden fees. Consult with a qualified financial advisor before making any credit-related decisions.
