Infonavit mortgage loan
The Institute of the National Housing Fund for Workers offers different types of credit, the traditional one where 100% of the amount is granted in a scheme of 1 million 712 thousand 717 pesos with an interest rate of 12% per year.
If you do not have a good credit history, you can be a creditor of this modality, however, for the application it is necessary that you be registered with the IMSS.
FOVISSSTE mortgage loan
It is a mortgage loan where the purchase of a new or used house, apartment or property can be made within a period of 30 years, with a rate of 4% to 6% (depending on the salary received by the worker).
The FOVISSSTE credit is applicable to any citizen who works in public agencies of the State, which are contributing to this institution.
Mortgage credit from banking institutions
Banking institutions offer mortgage loans for the purchase of houses, apartments, land, construction or liquidity (cash loans). The interest percentages range from 9% to 14.5% depending on the financial institution and the loan. An advantage is that this credit can be combined with the Infonavit or Fovissste credit.
Source: https://grupoenconcreto.com/construye-o-mejora-tu-casa-con-el-credito-infonavit-construyo/
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