Managing your current account directly from home is really convenient. With our computer or smartphone we can carry out a large number of banking operations comfortably seated on the sofa. Technology helps us save time and money by avoiding traffic and queues to carry out counter operations. In short, customers are increasingly busy in front of a screen and less and less present in the bank. For this reason, even thieves and scammers have adapted to the times, passing from robberies to sophisticated online scams. The Editors of ProiezionidiBorsa recently informed readers about the most recent precautions of banks in terms of security. But account holders can also do their part. Let’s take care, therefore, of the traps on the net, how to defend yourself from scams on the online current account we will show you in the next lines.
Ask and check
At the base of our security there is a constant control of the account statement. Only in this way, in fact, will we have the certainty of not having suffered any suspicious charges. For any doubts, we can then ask the bank for clarification. To keep up to date on our movements, we can activate the appropriate alert services. For each transaction on our account, we will receive an SMS or a notification on your mobile. An excellent system to sleep peacefully or possibly to promptly report a possible scam attempt. We also ask our institute to activate the recent measures called “strong authentication“. In this way we will be able to take advantage of the most modern security systems against thieves and telematic scammers. Nowadays the traps on the net are very frequent, as prudence suggests defending oneself from scams on the online current account. We should never enter our data on unknown sites and must always be wary of e-mails or messages from the bank. They may not be authentic.
Traps on the net, how to defend yourself from online current account scams
We have seen that not divulging information is essential for our safety. It will therefore be good practice to periodically change our login credentials, avoiding passwords that are too simple or intuitive. We will also need to pay particular attention to the tools we use to connect to our home banking. We avoid using public networks and shared computers as much as possible. A skilled scammer may be able to steal our credentials in seconds. Let’s not forget that the scammers who populate the network could scam us even without entering the current account. Investment proposals with astonishing or unclear returns could hide other ways to steal our money. In conclusion, we must constantly check our computer and home banking and ask the bank for support for any questionable situation.