Traffic accident? The best tips for claim settlement

After an accident, everyone involved is happy if nothing has happened to anyone. But then it comes down to the question of claims settlement on one’s own car or on the car of the other party involved. If the accident is not the fault of the person concerned, there are important tips for securing evidence, which the insurance company will definitely want to have. Those who stick to the following advice create good conditions for everything else.

Keep your eyes open when choosing the appraiser

Experts like that Kfz Gutachter24 Berlin can choose those affected at their own discretion. The insurance company does not specify which expert has to be consulted in which case. It is only important that the person concerned is a specialist who is also quickly on the spot. The costs incurred by calling in an expert can be reimbursed by the responsible insurance company. The right to an expert is retained even if the injured party consults him without first consulting the insurer.

Secure evidence and determine the type and amount of damage

For everything else, it is important that the vehicle appraiser acts independently and is therefore not partial. The sense and purpose of the work of such an expert is of course that the customer can prove that he was not responsible for the accident. In addition, the specialist should determine what exactly is the damage and what amount of damage the individual damages add up to. Here it is important that the appraiser has specialist knowledge on the one hand and a lot of experience on the other. Only then can he find the damage quickly and save the person affected additional costs that might not even be recorded at first glance.

The damage is usually recorded both in writing and in pictures. This is a great way to prove in retrospect what damage, to what extent, and where. This is very important after a traffic accident. The appraiser should also determine the theoretical depreciation of the car. This damage can possibly also be compensated – depending on the tariff, individual case and vehicle.

Expert protects everyone involved

If it is an independent motor vehicle appraiser, the appraisal is carried out on a factual and objective level. This is not only beneficial for those affected, but also for those who caused the accident. Ultimately, it is in the interests of everyone involved that the damage is paid for in the amount that actually occurred.

Those affected should always bring in their own lawyer. It does not matter here whether the accident can be proven to have been caused by you or someone else. Legal advice is essential if the costs are to be borne by the insurance company and everyone ultimately wants to be reimbursed for the money they are entitled to.

Rental car after failure of your own car

Not everyone can do without their own car for a few days, weeks or even months. Depending on the severity of the accident and the order situation of the workshop, the repair may unfortunately take longer after an accident. In this case, it is important to find a rental car early on. If the costs for this are already included in the tariff, those affected must firstly know and secondly make active use of this right. If you don’t want to use a rental car, you can Loss of use compensation desire. Those affected receive financial compensation from the insurance company for the time when their own car cannot be used.