Top High-Interest Savings Accounts in Europe (Updated)

Scalable Capital
Prime+ Broker 2.30 percent Interest + 1.2 percent bonus pa between July and September

2.30 percent pa from October

(coupled to Prime+ Broker account for EUR 4.99 per month)

up to a maximum of 100,000 euros four times a year Deutschland open account now Bigbank
per diem 3.35 percent pa for 3 months

2.25 percent pa from the 4th month

up to a maximum of 100,000 euros yearly Estonia open account now TF Bank
per diem 3.35 percent pa for 4 months

1.30 percent pa from the 5th month

up to a maximum of 100,000 euros monthly Sweden open account now Renault Bank direct
per diem 3.30 percent pa for 3 months

2.30 percent pa from the 4th month

up to a maximum of 250,000 euros

over 250,000 euros: 1.70 percent pa

monthly France open account now Suresse Direct Bank
per diem 3.30 percent pa for 6 months

2.00 percent pa from the 7th month

up to a maximum of 1,000,000 euros monthly Spain open account now Open bank
Welcome Per diem 3,30 pa for 6 months

2.50 percent pa under certain conditions up to EUR 250,000, otherwise 1.00 percent pa

up to a maximum of 1,000,000 euros monthly Spain open account now DHB
NetSp@rkonto 3.25 percent pa for 6 months.

2.00 percent pa from the 7th month

up to a maximum of 50,000 euros yearly Netherlands open account now Comdirect
Daily Allowance Plus 3.25 percent pa for 6 months

0.75 percent pa from the 7th month

up to a maximum of 100,000 euros four times a year Deutschland open account now My bank
Daily allowance plus (Raiffeisenbank in the Hochtaunus) 3.20 percent pa for 4 months

1.50 percent pa from the 5th month

up to a maximum of 100,000 euros

up to a maximum of 1,000,000 euros from the 5th month

yearly Deutschland open account now Advanzia Bank
Advanziakonto 3.20 percent pa for 6 months

1.10 percent pa from the 7th month

up to a maximum of 1,000,000 euros monthly Luxemburg open account now Targobank
call money account 3.20 percent pa for 6 months

0.60 percent pa from the 7th month

up to a maximum of 1,000,000 euros yearly Deutschland open account now Consorsbank
per diem 3.20 percent pa for 6 months

0.60 percent pa from the 7th month

up to a maximum of 1,000,000 euros four times a year France open account now Barclays
per diem 3.11 percent pa for 4 months

1.20 percent pa from the 5th month

up to a maximum of 250,000 euros yearly Ireland / Germany open account now ProCredit Bank
per diem 3.10 percent pa to September 30, 2023

0.80 percent pa from October 2023

up to a maximum of 50,000 euros

over 50,000 euros 0.60 percent pa

yearly Deutschland open account now Volkswagen Bank
cash account 3.10 percent pa for 6 months.

0.65 percent pa from the 7th month

up to a maximum of 100,000 euros monthly Deutschland open account now PSA direct bank
per diem 3.10 percent pa for 3 months

0.30 percent pa from the 4th month

up to a maximum of 100,000 euros

over 100,000 euros: 0.3 percent pa up to a maximum of 1,000,000 euros

monthly Deutschland open account now BMW Bank
Online Daily Money 3.00 percent p.a. up to a maximum of 50,000 euros

over 50,000 euros: 0.60 percent pa up to a maximum of 7.50 million euros

yearly Deutschland open account now J&T direct bank 3.00 percent p.a.

(initially limited until June 30, 2023)

up to a maximum of 500,000 euros monthly Czech Republic open account now NIBC Direct
per diem 3.00 percent pa until September 30, 2023

1.40 percent pa from October 2023

no limit yearly Netherlands
Daily money” rel=”nofollow noopener” noopener=”” target=”_blank” data-nofollow=”true” data-affiliate=”true”>open an account now VR Bank Niederbayern-Oberpfalz
My daily money 3.00 percent pa for 6 months

0.75 percent pa from the 7th month

up to a maximum of 500,000 euros

from the 7th month unlimited

four times a year Deutschland open account now 1822 direct
cash account 3.00 percent pa for 6 months

0.30 percent pa from the 7th month [0,6 Prozent p.a. ab dem 1. Juli 2023]

up to a maximum of 100,000 euros yearly Deutschland open account now ING
Extra-Konto 3.00 percent pa for 6 months

0.60 percent pa from the 7th month

up to a maximum of 50,000 euros

over 50,000 euros: 0.6 percent pa up to a maximum of 1,000,000 euros.

yearly Deutschland open account now Santander
per diem 3.00 percent pa for 6 months

0.30 percent pa from the 7th month

no limit monthly Spain open account now S Broker
AccountPlus daily money 2.90 percent pa for 6 months

1.25 percent pa from the 7th month

up to a maximum of 250,000 euros

up to a maximum of 500,000 euros from the 7th month

four times a year Deutschland open account now Opel Bank
per diem 2.75 percent pa for 9 months

0.75 percent pa from the 10th month

up to a maximum of 1,000,000 euros monthly France open account now Quirion
Clearing account plus 2.75 percent

(coupled to a deposit with a minimum deposit of 25 euros)

no limit four times a year Deutschland open account now Norisbank
cash account 2.60 percent p.a.

(initially limited until October 31, 2023)

up to a maximum of 100,000 euros four times a year Deutschland open account now FCM Bank
cash account 2.58 percent p.a. up to a maximum of 100,000 euros four times a year Malta open account now bunq
Easy Savings 2.55 percent pa for 4 months

1.56 percent pa from the 5th month

up to a maximum of 100,000 euros monthly Netherlands open account now Ikano Bank
Fleks hoarding overnight money 2.51 percent p.a. up to a maximum of 100,000 euros yearly Sweden open account now