JAKARTA, KOMPAS.com – The rise of fraud cases online loan (pinjol) illegal in recent years has made the public uneasy. Many of the people who receive unethical treatment and are harmed by illegal lending.
Therefore, it is very important for the public to know the services legal online loan or registered and supervised by the Financial Services Authority (OJK).
Online loans or what is known as fintech lending/peer-to-peer lending itself is the provision of financial services.
This platform brings together lenders/lenders with loan recipients/borrowers in order to enter into lending and borrowing agreements in rupiah currency directly through an electronic system.
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Fintech lending is also known as Technology-Based Borrowing and Borrowing Services (LPMUBTI).
For people who will apply for loans at fintech lending, they must ensure that the online loan service has permission from the OJK. This is intended so that consumers are guaranteed security and comfort in conducting loan transactions and their legality.
Periodically, OJK always provides updated information about the list pinjol legal or officially registered and supervised by the institution.
Based on information from the official OJK website, as of March 2, 2022, there are 102 companies providing online loans that are official or licensed.
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The number of legal borrowing companies in March 2022 decreased by 1 name from the previous 103 companies. The legal lending company whose license was revoked by the OJK is Money Friends. The Pinjol Uang Teman company is run by PT Digital Alpha Indonesia.
With the reduction in legal lending companies, OJK reminds the public to stay away from illegal companies so they don’t become victims.
List of legal online loans (legal loans) licensed by the OJK
The following is a list of legal lending companies in Indonesia that are registered and licensed at the OJK as of March 2022:
- Danamas- https://p2p.danamas.co.id
- investree – https://www.investree.id
- amartha – https://amartha.com
- Flash WALLET – https://www.dompetkilat.co.id
- KIMO – http://kimo.co.id
- CAPITAL STORE – https://www.tokomodal.co.id
- Findaya – http://findaya.co.id
- my capital – https://modalku.co.id
- KPA KILAT – http://www.pendanaan.com
- Smart Credit – http://kreditpintar.co.id
- Maucash – http://maucash.id
- Finmas – https://www.finmas.co.id
- KlikA2C – https://klika2c.co.id
- Acceleration – https://www.akseleran.co.id
- Ammana.id – https://ammana.id
- LoanGO – https://www.pinjamango.co.id
- KoinP2P- https://koinp2p.com
- pohondana – http://pohondana.id
- BLOSSOM – https://mekar.id
- AdaKami- www.adakami.id
- THIS CAPITAL FINTEK – https://www.estakapital.co.id
- CREDITPRO – http://kreditpro.id
- FINTAG – http://fintag.id
- FAST RUPIAH – www.rupiahcepat.co.id
- CROWDO – https://crowdo.co.id
- Son – indodana.id
- MORE THAN – www.julo.co.id
- Borrowwin – pinjamwinwin.com
- DanaRupiah – danarupiah.id
- Taralite – www.taralite.com
- Borrowing Capital – pinjammodal.id
- EXPERIENCE – p2p.alamisharia.co.id
- AwanTunai – www.awantunai.co.id
- Danakini – https://danakini.co.id
- Lwow – http://singa.id
- DANAMERDEKA – http://danamerdeka.co.id
- EASYCASH – http://indo.geteasycash.asia
- Let’s LOAN – http://www.pinjamyuk.co.id
- FinPlus – www.finplus.co.id
- UangMe – http://uangme.id
- Borrow money – http://pinjamduit.co.id
- SHARIA FUND – http://danasyariah.id
- BATUMBU – www.batumbu.id
- Cashcepat – http://cashcepat.id
- clickUMKM- www.klikUMKM.co.id
- Easy Borrowing – http://www.kreditplusteknologi.id
- installment – https://www.cicil.co.id
- lumbungdana – http://lumbungdana.co.id
- 360 CREDITS – www.360kredi.id
- Dhanapala – www.dhanapala.id
- Credinesia – www.kredinesia.id
- Pintek – http://pintek.id
- CapitalPeople http://modalrakyat.id
- MY SOLUTION – www.solusi-ku.id
- Cairin – www.cairin.id
- TrustIQ – http://trustiq.id
- CLICK US – www.klikkami.co.id
- DHA SHARIA – www.duhasyariah.com
- Invoila – http://invoila.co.id
- Sanders One Stop Solution – http://sanders.co.id
- DanaBagus – www.danabagus.id
- UKU – ukuindo.com
- CREDIT – https://kredito.id
- AdaPundi – www.adapundi.com
- ShopeePayLater – www.lenteradana.co.id/lender/
- National Capital – www.modalnasional.co.id
- Communal – www.komunal.co.id
- Restock.ID – www.restock.id
- TaniFund – www.tanifund.com
- Light – www.ringan.co.id
- Avantee – www.avantee.co.id
- Gradana – gradana.co.id
- Danacita – www.danacita.co.id
- IKI Modal – www.ikimodal.com
- Ivoji – www.ivoji.id
- Indofund.id – indofund.id
- iGrow – igrow.asia
- Danai.id – http://danai.id
- DUMI – minjem.com
- SIKAM LAND – www.lahansikam.co.id
- qazwa.id – qazwa.id
- KrediFazz – www.kredifazz.id
- Doeku- doeku.id
- Aktivaku – aktivaku.com
- Danain – www.danain.co.id
- my sin – indosaku.id
- Golden Bridge – www.jembatanemas.id
- EDUFUND – www.edufund.co.id
- GandengTangan – www.gandengtangan.co.id
- SHARIA PAPITUPI – www.papitupisyariah.com
- BantuSaku- bantusaku.id
- danabijak – danabijak.com
- Danafix – danafix.id
- AdaModal – www.adamodal.co.id
- SamaKita – samakita.co.id
- KawanCicil – http://kawancicil.co.id
- CROWDE – https://crowde.co
- KlikCair – klikcair.com
- ETHIS – https://ethis.co.id
- SAMIR – www.samir.co.id
- UATAS – www.uatas.id
- Asetku- http://asetku.co.id
3,889 illegal loans have been blocked by OJK
From 2018 to March 2022, the OJK Investment Alert Task Force has closed a total of 3,889 illegal loans.
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The Investment Alert Task Force encourages law enforcement to the perpetrators illegal online loans This is by continuously blocking sites and applications from being accessed by the public.
It is also hoped that the action by the Investment Alert Task Force will further increase arrests and legal action by the Police, thereby narrowing the scope of the movement for offering illegal investments and illegal online loans.

If they find suspicious investment offers and illegal loans or are not registered with OJK, the public can consult or report to OJK Consumer Service 157, email consumer@ojk.go.id or [email protected].
This is information about the list of legal online loan companies (illegal lending) registered with the OJK as of March 2022. OJK urges the public to stay away from illegal lending and always use the services of fintech lending providers that have been registered/licensed from the OJK.
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- Tags: OJK, online loan
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