The National Bank of Egypt and Banque Misr .. The highest return on savings certificates. Learn about the interest and the details

“Amwal Al-Ghad” website shows you the highest interest or highest return on savings certificates of the National Bank of Egypt, and Banque Misr after stopping the issuance of the 15% certificate, and after the decision of the Central Bank’s Monetary Policy Committee to reduce interest rates by 0.5% on deposit and lending, during its meeting at the end of last week Thus, the rate of return on deposit is 8.75%, and on lending is 9.75%.

The Egyptian Safety Certificate is the highest interest or the highest return among the National Bank of Egypt certificates, with an interest rate of 16%, followed by the Platinum Certificate, which has a high return, with interest reaching 12% monthly, and 12.25% quarterly, followed by the five-year certificate with a monthly return of 11%. .

The Egyptian safety certificate is the highest interest or the highest return among Banque Misr savings certificates with an interest of 16%, followed by the top certificate, which enjoys a high return where the interest reaches 12% monthly, then comes the fixed monthly return certificates for a period of 7 years.

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Highest return / interest on National Bank of Egypt savings certificates

Egyptians safety certificate

• Minimum purchase amount: 500 EGP and its multiples, up to a maximum of 2500 EGP
• Duration: 3 years
• Interest or interest rate: 16%
• Borrowing: It is not permissible to borrow with this certificate or issue credit cards of all kinds
• Redemption: The certificate is recovered in full at the end of the period (the nominal value + the remaining returns after deducting the value of the installments). It can be redeemed at any time from the date of purchase according to the customer’s desire with the value in which the certificate was purchased.
• Life insurance policy for the customer with the following conditions and benefits:
• A life insurance policy is provided to the customer from the age of 18 to 59 years, without a medical examination.
• The monthly insurance premium is paid from the certificate return.
• Compensation is due in the event of the insured’s death, with a maximum natural death of 50 thousand and death by accident of 250 thousand pounds.
• The security deposit (compensation) can be paid in the event of death on a guaranteed pension for a specified period.
• The insurance policy lapses if the customer retrieves the certificate, or the customer reaches the age of 60.

Platinum Certificate

• Minimum purchase amount: 1000 EGP and its multiples
• Duration: 3 years
• Interest or interest rate: 12% monthly, 12.25% quarterly
• The type of return or interest: fixed for the duration of the certificate, and the calculation of the return starts from the next business day to the day of purchase.
• Borrowing: It is possible to borrow with the guarantee of these certificates from any of our bank branches in accordance with the applicable instructions, and credit cards of all kinds can be issued with the guarantee of these certificates.
• Redemption: It cannot be redeemed before the lapse of 6 months starting from the next business day of the purchase day, while it can be redeemed before the end of the period according to the rules and conditions announced in the bank, and the certificate shall be recovered at the end of its term in its full face value.

The five-year certificate with a monthly return

• Minimum purchase amount: 1000 EGP and its multiples
• Duration: 5 years
• Interest Rate: 11% per month
• Type of return: fixed for the duration of the certificate, and the calculation of the return starts from the next business day to the day of purchase.
• Borrowing: It is possible to borrow with the guarantee of these certificates from any of our bank branches in accordance with the applicable instructions, and credit cards of all kinds can be issued with the guarantee of these certificates.
• Redemption: It cannot be redeemed before the lapse of 6 months starting from the next business day of the purchase day, while it can be redeemed before the end of the period according to the rules and conditions announced in the bank, and the certificate shall be recovered at the end of its term in its full face value.

The highest return / interest on Banque Misr savings certificates

Egyptians safety certificate

• The minimum purchase amount for the certificate: 500 pounds and its multiples, up to a maximum of 2500 pounds
• Certificate term: 3 years
• Interest or interest rate: 16%
• Borrowing: It is not permissible to borrow with this certificate or issue credit cards of all kinds
• Redemption: The certificate is recovered in full at the end of the period (the nominal value + the remaining returns after deducting the value of the installments). It can be redeemed at any time from the date of purchase according to the customer’s desire with the value in which the certificate was purchased.
• Life insurance policy for the customer with the following conditions and benefits:
• A life insurance policy is provided to the customer from the age of 18 to 59 years, without a medical examination.
• The monthly insurance premium is paid from the certificate return.
• Compensation is due in the event of the insured’s death, with a maximum natural death of 50 thousand and death by accident of 250 thousand pounds.
• The security deposit (compensation) can be paid in the event of death on a guaranteed pension for a specified period.
• The insurance policy lapses if the customer retrieves the certificate, or the customer reaches the age of 60.

Summit Certificate