The deposit for electric motorcycles is only 0%, do you want it?


A series of concessions and incentives have been prepared by the Second Service Authority (OJK) to speed up the use of vehicleselectric motor battery operated (KBLBB) in the community.

There are incentives for the purchase of a motorcycle or an electric car. According to Mirza Adityaswara, Deputy Chairman of the Board of OJK, this incentive policy for electric vehicles supports the recovery of the national economy.

“OJK released policy on prudential arrangements to support KBL BB accelerator program and upstream industry development starting from battery industry, charging station industry and component industry in banking sectors , IKNB and the capital market,” Mirza said in a virtual press conference on Monday (2/1/2022).

What incentives are there? The first is to facilitate the purchase of EVs by allowing EV credit upfront payments of only 0%.

“The down payment for the purchase of KBLBB can be applied at a minimum of 0% of the sale price of the relevant vehicle by fulfilling the provisions of POJK 35 of 2018 and POJK 10 of 2019,” Mirza said.

Mirza also said his party has provided incentives in the banking and financial sector in the form of easing the calculation of risk-weighted assets (RWA) by reducing the credit risk weighting of RWAs to 50% for manufacturing and the consumption of KBLBB from the original 75% issued from 2020 and was extended to December 31, 2023.

“There is an incentive to provide funds to debtors to reduce the risk weighting of credit-adjusted assets to 50%, which is extended until December 2023, applies to banks and financial firms,” Mirza said.

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In addition, his party also arranges credit or loan quality assessments and statutory loan/loan maximum limit waivers (BMPK/BMPP).

For the insurance sector, the determination of the rates of premiums, contributions and deductibles can be applied at a level lower than the minimum limit established by the OJK circular n. 6/SEOJK.05/2017.

“For the insurance sector, the application of premium rates of wages and the imposition of self-risk can be regulated below the minimum limit,” concluded Mirza.


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