Advanzia Bank canceled my credit card after two reminders.
Specifically, the notice says:
After our outstanding claim has not been paid until today, we will see you according to §2 of our terms and conditions
causes your credit card contract to be terminated extraordinarily.
We ask you to submit the total amount of EUR 4,779.47 to our below by 03.03.2021 at the latest
to transfer the specified bank details. Should the outstanding amount not be received by the aforementioned date
or you have not contacted us for an out-of-court settlement
we will immediately take legal action against you or initiate the process
Transfer debt collection agencies, which incurs additional costs for you. Furthermore we are obliged
to send a report to SCHUFA and Creditreform Boniversum. You should see the total arrears
balance on time, we will gracefully continue the contract, provided proper future
Payments are guaranteed. ”
I immediately compensated the arrears of the last 2 months (693.00 EUR) with a transfer of 750.00 EUR.
Am I correct in assuming that, according to this formulation, the credit card will not be permanently canceled once I have made this payment?
Unfortunately, the bank does not respond to my e-mails in which I ask for confirmation.
How should I proceed here now? I want to avoid a Schufa entry at all costs.
Insert edited on 02/13/2021 7:20:56 pm
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