YES BANK POP-CLUB Credit Card: A โDetailed Look
The YES BANK POP-CLUB Credit Cardโฃ isโฃ a โคnew offering aimed at consumers with โคregular online and UPI spending habits. Currently available on a lifetime free basis untill December 31st, 2025, the card focuses on rewards earned โthrough POPcoins.
Rewards Structure & Redemption
Cardholders earn 10% POPcoins onโค all onlineโ transactions. An additional 5% POPcoinsโค are โawarded on UPI spends. Specifically, a 5% cashbackโข equivalent in popcoins (redeemable at Rs. 0.10 per POPcoin) is available on UPI โtransactions processed through POP UPI.โค POPcoins can be redeemed within the POP App โacross a network โof over 800โฃ brands at a rate of Rs. 1 per popcoin.
Eligibility & Restrictions
Applicants must be between 21 and 60 years of age to qualify for the card. โขThe โขcard is offered through a card-to-card program, leveraging โexisting credit card relationships. A key restriction is that YES Bankโ policy currently allows โคcustomersโข to hold only one YES Bank credit card. thus,individuals alreadyโ possessing a YES Bank credit card areโ ineligible for the POP-CLUB Credit Card.
Comparison to Othre Cards
Several RuPay credit โcards have recently entered theโ market, often in partnership with fintech companies. Examples include the Kiwi Credit Card, wichโ offers up to 5% โฃcashback on โRs. โค1.5 lakhsโฃ in annual spending, requiringโ a โRs. 999 โข+ taxes Kiwi Neon membership for maximumโฃ benefits.The โaxisโข Bankโ supermoney creditโฃ Card provides 3% cashback on UPI transactions made via the super.money App, cappedโ at โRs. 500 perโข month.
Is This Card Right For You?
The YES BANK POP-CLUB Credit Card’s combination of a potentially high rewardโ rate and diverse redemption options makes it a compelling choice for those with significant online and UPI spending. The lifetime free โofferโ (until December โ31st, 2025) further enhances its appeal.
Disclaimer: Mint โคhas partnerships with fintech companies for credit product offerings,โ andโข details sharing โmight potentiallyโฃ beโ required during submission. โTheseโค partnerships do not influence the editorial content presented. Thisโ article is for informational โpurposes only, aiming to educate โฃreaders about credit products and responsible financial โฃpractices. Mint does not endorse or โencourage taking on โขdebt, as it โcarries โinherent risks like โฃhigh interest โขrates and potential hidden โfees. Consult with a qualified financial advisor before making any credit-related decisions.