Mutual

Modification of credits. WIRON will replace WIBOR. Who will earn, who will lose: who is already paying off and only taking out a mortgage for an apartment [4.12.2022]

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WIRON, or Warsaw Interest Rate Overnight (formerly WIRD), will become one of the most important factors in determining the interest rate on loans in Poland. It is a widely criticized substitute for WIBOR. What exactly is WIRON? What determines? How will it affect the loan installments? Will it be more favorable and more transparent from … Read more

How to save €200 a month on your mortgage

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Rising interest rates upset citizens who own a mortgaged property. Most think little or nothing can be done, but reality is stubborn and has shown it Yes, it is possible to lower the mortgage payments. Statistical data show that the average amount of increases recorded in Spanish mortgage payments in recent months is around 2,400 … Read more

Provisions and comments on mortgage relief

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The Council of Ministers this week adopted a package of measures aimed at those affected by the rapid increase in the Euribor. On the one hand, it improves the treatment of vulnerable families, who already enjoyed protection after the financial crisis. So, for annual rents below €25,200 and with a mortgage burden exceeding 50% of … Read more

The fine print of Calviño’s mortgage ‘aid’: it leaves out the middle class and makes loans more expensive

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The Government has returned to demagoguery with mortgages and has done so, in a hurry, with night and trying to divert attention on the controversies that rage against the Executive, thanks to the modification of the crime of sedition and the famous law of the only yes is yes that gets rapists out of jail. … Read more

The bank is betting on the mixed loan

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These are headache times for mortgage holders. The decision of central banks to fight inflation by making the price of money more expensive, i.e. by raising the interest ratesit has a direct impact on those who take out loans with variable cost financial institutions. After years of negative rates (with borrowing practically free), those with … Read more

Forecasts for the real estate market. Look for opportunities. There will be many because inflation keeps prices down and weakening creditworthiness weakens demand [9.11.2022]

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The housing market will soon face a reshuffle. We should expect dips next year, but it’s hard to say what exactly we will see. On the one hand, house prices are constantly being strengthened by rising inflation, but on the other hand they are hampered by decreasing customer creditworthiness. Contents The situation in the housing … Read more

A family of Rousse with a mortgage loan: you live with the thought of being able to cover the interest

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What should people with bank loans expect? The commercial ones banks in our country, albeit gradually, they began to increase interestthem on creditsThey. So far only for legality peoplebut according to analysts, by the end of the year and for the people who have loans. We should expect significantly increase On interestthem on creditsthem and … Read more

“We are almost ready … if it doesn’t rain on Sunday” – Pecco Bagnaia

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One of the current MotoGP players, Pecco Bagnaia, was in great shape during his first free practice this Friday at the Twin Ring in Motegi, where he finished second. The Italian Ducati started to work a lot but as soon as she found her rhythm the times started showing up: I am happy with this … Read more