There are several factors to consider when evaluating the amount of premiums for your salary insurance: logically these are age, type of job, salary and state of health. All these elements must be taken into account when issuing this type of insurance. Of course, you can’t be insured if you’ve just had a heart attack.
This constitutes a real risk for insurers. In addition, if you are very old, you may not be able to get insured because your premiums are high. Note also that the amount of your premiums depends on your business and the level of risk associated with it. Insurers agree with the fact that the risks change depending on the professional class to which you belong.
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