Original title: “Seven-day speculation basic law” failed?Chasing the rise and killing the fall, floating losses and losses, industry insiders: funds are not short-term speculation tools
Summary
[“Seven-day speculation basic law” failed? Chasing the rise, killing the fall, floating losses, and many insiders: Funds are not short-term speculation tools]Many investors do not understand the fund market, thinking that investment funds are risk-free and stable. In particular, the “seven-day speculation method” is generally popular among new foundations: buy funds for short-term, redeem them within 7 days of holding them. These investors neither research products nor fund managers, follow the trend to buy hot money, do not understand the investment styles of different fund managers, and blindly “chasing stars.” (China Securities Journal)
Some people who are enthusiastic about the “Seven-day speculation”investmentI’m a bit unhappy recently.
Jiang Yang (a pseudonym) from Fuzhou, who is only 24 years old, every monthwageBut 6500, save money by eating frugally, recently wasfundInvestmentwealthThe effect is attractive, and I started to learn to buy funds.But I didn’t expect that my friend introduced itKillSharp weapon-Fried Kifah on the 7th, before letting him taste the sweetness, let him taste the bitterness of losing money first.
source:Weibo
Blindly follow the trend to buy explosive models
Many investors do not understand the fundmarket, That investment funds are risk-free and stable.Especially among the new Christianspopular“Seven-day speculation method”: buy funds for short-term, redemption within 7 days of holding.These investors neither researchproductNor research fundmanager, Follow the trend and chase hot spots to buy hot money, do not understand the investment styles of different fund managers, blindly “chasing stars”
According to data, as of the end of January, 118 new funds have been established this year, and the cumulative fundraising scale has exceeded 480.7 billion yuan, which is equivalent to the full year of 2020.New fund15% of the total scale. “Sold out in one day” tens of billions of explosive funds frequently appeared. And behind these “explosive styles” are a large number of Christians running into the arena.More than onefund companythe workPeople tell ChinaSecuritiesNewspaper reporter, inthe InternetMany of the fund products sold on e-commerce platforms are 100% held by retail investors.
For the “Jiang Yang” who are new to the fund, they lack systematic learning and only rely on fragmented information acquisition, blindly chasing ups and downs, and usually face the embarrassing situation of “quilt cover”.
Insiders pointed out that in the process of frequent operations, many investors have overlooked a very important point, that is, tradingcost. In addition to the subscription fee at the time of purchase, the fund also has a redemption fee at the time of redemption, and the shorter the redemption fee time of general funds, the higher.In other words, if investment funds are also like tradingstocksame,short termFrequent internal transactions, invisibly will incur a lot of additional transaction costs.
Endurance is more important than explosive
In the recent market adjustments, many quilted Christians complained in the discussion areas of major websites. On February 1, many fundsthe companyThey have all sent out similar tweets: The so-called long-term investment and value investment are by no means empty slogans, but a methodology that can truly bring positive feedback!
Xiangcai Fund stated that long-term holding is very important. Find the right direction and persevere in it. As Buffett said, investment must be like a snowball, finding thick snow and long slopes.
Changan FundThink long-term holdingPartial equity fundThe annualized income of the company is very impressive, but some Christians in the market have heard complaints that they can’t make money from buying funds. Most of them are because of short investment time and impatientness. , The result ran at a relatively low point. In fact, if you have more patience and hold it for a longer time, the result may be very different.
“When running a marathon, someone is ahead and someone is behind, just like someone in an investmentPerformanceSomeone who is outstanding has average performance. But these are all moments in the process, and short-term advantage does not mean anything. Only by running steadily and for a long time can we finally win. “Changan Fund said.
(Source: China Securities Journal)
(Editor in charge: DF512)
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