The crux of serious illness insurance is the definition of the insured illness. Without prior medical knowledge, it is difficult to assess which formulations are consumer-friendly. But that is by no means all that intermediaries should pay attention to.
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This list is not intended to be exhaustive. It serves to make intermediaries aware of existing differences in the terms and conditions. Which performance features are ultimately important always depends on the individual case. It is all the more important for intermediaries to precisely document the customer’s request and to justify their advice accordingly.
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