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Rules of the free competition with no obligation to purchase “Christmas competition” organized by AFI ESCA PATRIMOINE


THE ORGANIZER

AFI ESCA PATRIMOINE, a Simplified Joint Stock Company with capital of 130,000 €, registered with the RCS of Strasbourg under number 418 903 290 and whose head office is located at 2 Quai Kléber, in STRASBOURG (67 008 STRASBOURG CEDEX), here- hereinafter referred to as “THE ORGANIZER” or “My well-insured loan”, organizes a competition (hereinafter the “game” or the “competition”) from December 6 to December 20, 2021 inclusive, under the conditions described below -after.

THE PARTICIPANTS

Participation in this competition is open to any natural person, of full age, legally resident in mainland France (Corsica included). Participation in this competition is not open to members of staff of AFI ESCA PATRIMOINE and AFI ESCA as well as to members of their direct family living under the same roof.

Participation in this competition implies, by the participants, the full and complete acceptance of these regulations in all their provisions, conditions and modalities of participation, and in general, of the laws, regulations and ethical rules in force in France. and applicable to free games. Participation in this operation implies its application by THE ORGANIZER.

TERMS OF PARTICIPATION

The competition is free, with no obligation to purchase. Each participant must respect his spirit and his rules. It will be organized from December 6, 2021 at 12:00 p.m. until December 20, 2021 at 12:00:00 p.m. inclusive.

To participate in this competition, the participant must comply with the following participation conditions:
– Follow the Instagram account @ monpretbienassuré.fr
– Like the Instagram post of the contest on the page of My well insured loan;
– Indicate in comment “I participate”

Any entry received by mail or email will be rejected by THE ORGANIZER.
Any incomplete, inaccurate or fanciful participation will not be taken into account and will result in its nullity, the ORGANIZER reserving the right to carry out all useful checks for the correct application of these rules and in particular to verify the identity of the participant.
The will of proven fraud or the attempted cheating demonstrated by a participant will be sanctioned by the formal and definitive prohibition to participate in the competition for its entire duration and will also result in the nullity of all the participations deposited with the same account.

The ORGANIZER reserves the right to exclude from the competition any participant who does not comply with one or more provisions of these regulations. In addition, the ORGANIZER will rule out any shooting of a pornographic, racist or xenophobic nature, without this list being exhaustive.

The ORGANIZER reserves the right to prosecute any person who attempts to defraud or harm the smooth running or impartiality of the game.

The ORGANIZER reserves the right to cancel, suspend, reduce or extend the duration of the game. AFI ESCA PATRIMOINE (My well insured loan) cannot be held liable for this fact.

DESIGNATION OF WINNERS

The winners will be designated by drawing lots, on a site freely accessible by the My Well-insured Loan teams.
The designation of the winners will take place on December 20, 2021 at 12:00 p.m., once the competition is closed.
The winner will be contacted by private message on his Instagram account which will have been used for registration.

In the event that the ORGANIZER would be unable to contact the winner (s), in particular due to incorrect contact details or would not obtain any feedback from him within twenty-four (24) hours from the date of the determination of the winner (s), the designation will be declared void and a new winner will be designated under the same conditions.
The winner may not, under any circumstances, transfer his prize.

DEFINITION AND VALUE OF THE ENDOWMENT

The game will result in the designation of one (1) winner, who will win:
– A WONDERBOX “CAP OR NOT CAP – Adrenaline or Zen?” valued at € 49.90.

When the winner will be contacted, he must also indicate the address to which he wishes to have the gift delivered, as well as his telephone number to allow the delivery of the order.

The ORGANIZER cannot be held responsible for sending the prizes to an incorrect address due to the negligence of the winner. If the order could not be delivered to their recipient for any reason whatsoever, regardless of the will of the ORGANIZER, it will definitely remain the property of the ORGANIZER.

The ORGANIZER cannot be held responsible for delays and / or losses due to the postal services or their total or partial destruction for any other fortuitous event.

The prize is not interchangeable against another object, nor against any monetary value and may not give rise to a partial or total refund. Participants are informed that the sale or exchange of prizes is strictly prohibited.

IDENTITY VERIFICATION

The participants authorize any verification concerning their identity with a view to the delivery of their prize. Any falsified, fraudulent, false, deceptive, incorrect or inaccurate indication of identity entails the loss of the endowment.

RESPONSIBILITY

The ORGANIZER may not incur any liability if, due to force majeure or events beyond his control, he were required to cancel this game, reduce it, extend it, postpone it or modify it. conditions. No compensation would then be payable by the participants.

The ORGANIZER cannot be held responsible for any fact which is not attributable to it, in particular the unavailability of the website, technical failure making it impossible to continue the game, malfunctions of the Internet network preventing the smooth running of the game, any technical, material or software failures of any nature whatsoever having prevented or limited the possibility of participating in the game or having damaged the system of a participant, error in the routing of prizes, loss of these ci during their shipment, their non-receipt or their deterioration, their delivery late.

It is up to each participant to take all appropriate measures to protect their own data and / or software stored on their computer equipment against any attack. The connection of any person to the website and participation in the game is the sole responsibility of the participants.

It is strictly forbidden, by any means whatsoever, to modify or attempt to modify the features of the game, in particular in order to modify the results or any element determining the outcome of the game and its winners. The ORGANIZER reserves the right to ensure that equal opportunities are respected between all participants, in particular by legal means or any other means at its convenience.

DISPUTES

These regulations are subject to French law. The parties will endeavor to resolve amicably any dispute that may arise during the execution of these regulations. In the event of final disagreement, the courts of Lille will have sole jurisdiction.

Any dispute or complaint must be formulated by simple letter addressed to the ORGANIZER of the competition and, more specifically, to the company AFI ESCA PATRIMOINE, the contact details of which appear in article 1 of these regulations. This letter must indicate the full contact details of the participant and the exact reason for the dispute.

No dispute will be taken into account after a period of fifteen (15) days after the end of the competition. On the other hand, no request (written or telephone) concerning the mechanism of the competition, the interpretation or application of the rules or the list of winners will be answered.

PERSONAL INFORMATIONS

In the context of this competition, the data controller is the ORGANIZER, as defined in article 1.

The organizer does not process or collect the personal data of participants. Only the winner’s personal information will be requested (civility, first name, last name, date of birth, address) on the basis of article 6 (1) (b) of Regulation (EU) 2016/679 of the European Parliament and of the Council of April 27, 2016 (“RGPD”) in order to make contact and proceed with the award ceremony.

The personal data of participants will be deleted after the end of this game and will not be used for any other purpose than that linked to this competition, provided they will remain accessible on the social network which enabled the competition to be carried out. The participant can exercise these rights by contacting the ORGANIZER here [email protected].

The ORGANIZER may need to verify the identity of the participant in order to secure the processing of his request.

For more detailed information on the ORGANIZER’s practices relating to personal data, the Personal Data Protection Policy can be accessed here.
The draw will be carried out online, on the website « Comment picker » .
To find out more about the data use policy for this raffle, go to the dedicated “Privacy policy” page.

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