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TRIBUNJATENG.COM – Online loans or what are often called Pinjol, have become a major trend in Indonesia.

The ease of disbursement and simple requirements have attracted many people to take advantage of this service.

However, there is a negative impact that often occurs, namely that some debtors are trapped in large debts and have difficulty paying them off.

A netizen recently shared his experience on the @workfess platform

He admitted that he was trapped in debt through 12 online loan applications with a total bill reaching IDR 52 million.

This experience is a warning to many people about the risks associated with using Pinjol.

Receiving a loan quickly may seem profitable, but the high interest and sometimes unclear terms can leave a person trapped in a cycle of debt that is difficult to manage.

Although Pinjol can be a quick source of funds in emergency situations, it is very important to remember that excessive use or relying too often on Pinjol can lead to bigger financial problems.

It’s best to avoid depending on Pinjol and consider other alternatives to meet your financial needs.

Always pay attention to the terms and conditions and interest rates before deciding to use Pinjol services.

Source: Central Java Tribune