Unlock Financial Adaptability with PayPal Credit
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The paypal Credit Card offers more than just travel perks. it allows you to pay over time on qualifying travel purchases made by january 31, 2026. Additionally, it’s accepted everywhere Mastercard® is available. When you choose PayPal at checkout, your PayPal Credit Card can provide special financing on purchases of $149 or more.
If you aren’t approved for the PayPal Credit Card, you might still qualify for a PayPal Credit digital line. This is a reusable digital credit line that also offers special financing on purchases of $149 or more when you check out with PayPal.
Applying for a PayPal Credit Account
You can apply for a PayPal Credit account through the PayPal website or the paypal app. During the application process, you’ll need to provide your date of birth, after-tax income, the last four digits of your Social Security number, and agree to the Terms and Conditions.Approval for either a PayPal Credit Card or a PayPal Credit digital line is typically confirmed within seconds.Both the PayPal Credit Card and PayPal Credit digital line are subject to credit approval and are available to U.S. customers who are of legal age in their state of residence.
Choosing Between a PayPal Credit Card and Digital Account
Your eligibility for either a PayPal Credit Card or a PayPal Credit digital line is steadfast by your credit history upon approval.
Where to Use Your PayPal Credit Card
If approved, your PayPal Credit Card can be used anywhere Mastercard is accepted. Please note that international purchases may incur a 3% foreign transaction fee. You can also use your PayPal Credit Card with millions of merchants that offer PayPal checkout.
Where to Use Your PayPal Credit Digital Line
Your PayPal Credit digital line can be utilized with millions of merchants wherever PayPal checkout is available.
The PayPal Credit digital line and PayPal Credit Card are issued by Synchrony Bank. The PayPal Credit Card is issued under a license from Mastercard International Incorporated.
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