The families of Nuevo León appear in the second place as those that more resources have to be allocated to payment by credit card to the bank or a commercial house.
An analysis by Coparmex Nuevo León, with data from INEGI’s National Household Income Expenditure Survey (ENIGH), reveals that Nuevo León is the second state in the country where families allocate the largest amount of resources to paying for credit cards. credit, only surpassed by Mexico City.
The homes of Nuevo León in 2020 they allocated 3,258 million pesos on a quarterly basis to the payment of credit cards to the bank or commercial houses.
The families of Nuevo León in 2020 on a quarterly basis they disbursed 15% of their spending to pay credit cards. And per household, the average spending per quarter they allocated was 13,464 pesos.
While, at the national level, payment to credit cards accounted for 12% of the total expenditure incurred. And per family, the average expenditure was 8,100 pesos per quarter.
Iván Rivas Rodríguez, director of Coparmex Nuevo León, highlighted the need to create competitive conditions to investment that promote new jobs.
“We need to increase productivity in Nuevo León. In 2020, due to the unemployment crisis, families raised their debt levels, this product of the lack of income to cover their needs.
“For this reason, the importance of creating competitive conditions for investment and increasing productivity to create more and better paid jobs,” he added.
In 2018, according to ENIGH, the amount spent on credit card payments by households in Nuevo León was 12,024 pesos average per quarter.
When compared to 2020, it means that families in Nuevo León raised their expenditures last year 12% credit card payment.
On the contrary, at the national level that amount decreased in 2020, compared to 2018 when families disbursed 9,617 pesos quarterly to pay credit cards.
Rivas Rodríguez added that families in Nuevo León have better wages, which allows them to contract debt.
“However, it is necessary to ensure that this debt is not exorbitant and causes havoc among families,” he said.
As the labor market is robust, productivity improves, there is more investment and more jobs available, there will be better wages.
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