In the midst of the Covid-19 health crisis, the issue of realizing one’s own home has become more complicated, especially due to the increase in interest rates. For the same, A new option appears to simulate the mortgage credit and thus better plan the amounts to be paid.
The tool is enabled by the Commission for the Financial Market (CMF) y allows you to quote and compare the rates and the value of the dividing. This option has enabled the loans for housing of up to 20 thousand UF and contemplates the most used mortgage credit modality, which is a non-endorsable mutual mortgage in UF and at a fixed rate.
Users should also take into consideration that this simulation it does not include the stamp and stamp tax and the value of the registrations in the Real Estate Registrar.
How to simulate my mortgage credit for my own home?
In order to perform the mortgage credit simulation, You must enter the CMF page and then complete the data such as the amount of UF and terms to years to pay it.
The maximum amount of UF is 20,000 and 30 years. In addition, it is emphasized that the results obtained are referential and that notary expenses and any other item agreed by the parties are not considered, which are not included in the amount requested in the loan. Click here to simulate your mortgage credit.
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