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Institutions where open banking is introduced are Nonghyup, Suhyup, Shinhyup, Forestry Cooperative, Saemaul Geumgo, etc., and Kyobo Securities, Mirae Asset Daewoo, Samsung Securities, Shinhan Kumtu, Ebest Investment & Securities, Kiwoom Securities, Hi Investment Securities, Korea Investment 13 securities companies including Securities, Hanwha Investment & Securities, KB Securities, NH Investment & Securities, Meritz Securities, Daishin Securities, and post offices.
In the future, customers using these institutions can view accounts of these financial companies at once and transfer funds from the app they use. For example, you can view and transfer all accounts of open banking participating companies in a securities company app. In the commercial bank app, you can additionally view and transfer accounts such as mutual finance and post offices.
The Financial Services Commission is also planning to introduce open banking in the first half of next year for savings banks, Eugene Investment & Securities, Hyundai Motor Securities, SK Securities, and DB Financial Investments. The credit card company, which holds the general meeting of the KFTC, is also pushing for introduction in the first half of next year.
The Financial Services Commission also cuts the fee for using the inquiry service provided by the user institution to the level of a third of the existing one.
An official from the Financial Services Commission said, “Currently, only banks and fintech companies are participating in open banking, and depositable accounts are limited to accounts that are not required to be deposited.” I’m going to expand it.”
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