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In case of being a inhabitant of Mexico City and want to buy a credit to be able to buy a property in the capital during 2023the Government of Mexico has the Housing Institute of Mexico City (INVI), which is a body that was created to be able meet housing needs of the resident inhabitants of CDMX.
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In such a way that the INVI has a program called Joint Housingwith which the agency provides social interest credits, with which it is possible to acquire a home.
through the program Joint Housingsince it grants financing to carry out projects home with zero interestsince it is given as social benefit aid for the population of CDMX; however, some requirements must be met:
– To be inhabitant from Mexico City.
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– Being a Physical person greater than 18 years old.
– Not owning a home inside the capital.
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– Have a Income of up to 5 Times the Minimum Wage (VSM) or a family member of up to 8 VDS, in cases where there is only one income, it will be considered as “family income”.
– Have a maximum of 64 years of age, in case of exceeding that age limit, you will have to resort to the figure of a joint debtor.
Each of the requirements must be demonstrated by means of a socio-economic study, which will be carried out by the institution or by a qualified third party designated by the institute. Likewise, the result of the study will determine if the applicant is subject to financing by the institute.
When the above process is carried out, some original and copy documents and that way I can create the file individual credit and apply the Single Information Card for the program Joint Housing:
– Birth certificate.
– Proof of socio-economic study.
– INE.
– proof of income of the owner and the spouse or common-law spouse or co-accredited or income statement letter.
– Marriage certificateonly if you are married.
– Assignment car parkonly in case it deserves it.
– certificate of non-ownership of the owner, which must be issued by the Public Registry of Property and Commerce of the Federal District.
– curp.
– Medical record issued by a public health institution, in case of being a person with some type of disability.
– Proof of address no more than three months.
In case of having all the requirements, interested users should go to the workshops of the INVI located in Calle Canela 660, Ground floor, Col. Granjas Méxicoat a time of 9:30 am to 1:30 pmwith a motivation letter requesting support from the General Directorate of INVI, where the corresponding process will be indicated.
People who wish to acquire a loan, who are over 64 years of age and who do not have their own income, must have a joint debtor, who, where appropriate, will be responsible for paying the credit.
While applicants who have their own monthly income and are 64 years old, they will have to abide by the same provision, since the income of the joint debtor will not be considered in the financial run. For more information, citizens can visit the official INVI website. Click here.
In the program Joint Housing Multiple types of loans are offered, thus becoming one of the most popular options, since it helps to obtain a new patrimony and raise people’s standard of living.
