Home » Business » from stocking supermarket products to stock purchases «Diario La Capital de Mar del Plata

from stocking supermarket products to stock purchases «Diario La Capital de Mar del Plata

Experts in personal finance evaluated that, in this emergency context due to the coronavirus pandemic, the alternatives for small savers range from investments in the Stock Market to the stock of supermarket products, through the purchase of bonds or negotiable obligations tied to the dollar and cryptocurrencies.

Consulted by the Télam agency, the director of the operator of Bolsa Bull Maket, Ramiro Marra; the vice president of the financial services entity SAT, Mariano Otálora; and the economist Mariano Gorodisch, made their recommendations on what to do with the savings in the middle of the quarantine.

Marra pointed out that “what is happening with the quarantine is that people are absorbing more knowledge of personal finances”, and assured that “there is a boom in investing in the Stock Market.”

In this sense, he stressed that “there is a record of account openings and operations”, and specified that “250,000 new accounts were registered to operate on the Stock Exchange during the pandemic.”

“Accompanied by a financial context that does not allow buying dollars, then people look for new alternatives, they discover that the Stock Market is the best way to invest their money,” said Marra.

He indicated that “the way to invest is very easy”, and pointed out that “in social networks there are many ways to learn, through tutorial videos.”

He stressed that “it is important to accompany this process with reading newspapers to see the context of the economy.” In his opinion, “it is not difficult to invest in the Stock Market, but to dare to make a first operation”.

For this, he pointed out that “it is necessary to open an account with an entity that operates on the Stock Exchange, transfer money from a bank account and carry out a first operation.”

“Once the first operation is done, people are encouraged to do more,” said Marra, who recommended “Argentine shares, after the debt agreement, and cedears (Argentine Certificate of Deposit), which are shares of companies of United States that are listed in Argentina in pesos, but yield in dollars ”.

For his part, Otálora suggested “buying as much dollars as possible”, and stated that “in pesos he would invest in a fixed term in UVA (Unit of Purchasing Value), but not in fixed terms, although for the moment they beat the inflation”.

He considered that “in the short or long the official dollar is going to adjust”, for which he estimated that “being in pesos is being very exposed.”

He indicated that “in addition to buying dollars, it is good to become familiar with investments linked to the dollar, such as cryptocurrencies, or digital currencies that follow the US currency”, and stressed that “it is a way to buy dollars.”

He also recommended investing in “mutual funds that have bonds or negotiable obligations linked to the dollar in their portfolio.”

“What you have to understand is that each one has to look at what is convenient for them to invest,” said Otálora, who stated that “they are not sophisticated accessible investments”, although he warned that “sometimes people screw it up and choose the wrong instrument” .

Meanwhile, Gorodisch stated that his “favorite investment is the stocking of supermarket products”, and for this he recommended “to buy only what is at a discount”.

In that sense, he pointed out that it is important to “look at the expiration date” of the product to buy, because he pointed out that “perhaps they put it on sale because it expires next week and it is not working.”

Regarding products, he highlighted the stock “in toilet paper, soap powder, herb, oil, flour and cleaning products in general”, because he remarked that “they are items with which one is not tempted to consume, such as alfajores and chocolates , and in the case of perishables, they have long maturities of two years ”.

Gorodisch, who has just published his book “How to invest from less than US $ 1 and earn more than 100% annually”, considered that “it is important to look at the price per kilo or liter to compare”, because he stressed that “the packaging they do more and more children ”.

“Suppose you buy soap powder on sale at a 35% discount. In other words, a package that costs $ 100, you pay $ 65 ”, exemplified the economist, who graphically stated that“ if one takes into account that the estimated inflation for the next 12 months is 53% (according to the Central Bank’s REM), that soap powder is going to cost an average of $ 153 a year from now, but by paying it now $ 65, the investment more than doubles its value.

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