Medical Tourism in india Surges 150% as NRIs Seek Affordable Healthcare
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Published: November 8, 2023 | Last Updated: November 8, 2023
New Delhi, India – A dramatic increase in health insurance uptake is driving a boom in medical tourism to India, particularly among non-resident Indians (NRIs). New data reveals a 150% year-over-year surge in NRI health insurance customers for fiscal year 2025, signaling a significant shift in healthcare choices.
the trend is particularly pronounced among women, with a 125% increase in health insurance coverage, and younger NRIs under 35, experiencing a 148% rise. This indicates a growing proactive approach to healthcare planning,with individuals seeking access to affordable,high-quality medical care in their country of origin,backed by comprehensive domestic health insurance.
NRIs are increasingly opting to purchase indian insurance policies to cover medical expenses for themselves and their aging parents. A considerable 46% of all NRI health insurance claims now originate from Tier-3 cities, reflecting the prevalence of elderly relatives residing in thes areas.
The most common claims received are for infectious and respiratory diseases, followed by cancer and heart conditions. However, the primary driver behind this surge is the significant cost difference. Indian health insurance premiums average between $120 and $300 annually, a stark contrast to the $8,000+ premiums in the United States and the $4,000-$5,000 range in Gulf states.
This affordability, coupled with India’s increasingly high medical standards, is reflected in online search trends. Queries for “health insurance India for NRIs” have risen by 60% year-over-year, while searches for treatment options for overseas citizens have increased by 45% in the last 18 months.
The cost savings extend to specific procedures. A heart bypass surgery, such as, can cost between $5,000 and $8,000 in India, compared to up to $150,000 in the United States.Kidney and liver transplants are also substantially cheaper,and the country’s robust generic pharmaceutical industry further reduces overall healthcare costs.
Beyond cost, India offers advantages such as minimal wait times, English-speaking medical professionals, and a well-developed support infrastructure. these factors are expected to propel the medical tourism market to $13 billion by 2026, bolstered by the Indian government’s “Heal in India” program. South Indian cities, including Hyderabad, Ernakulam, and thrissur, are emerging as preferred destinations across all hospital tiers.
Understanding the Rise of Medical Tourism
Medical tourism is not a new phenomenon. For decades, individuals have traveled internationally to access healthcare services. however, several factors have contributed to its recent acceleration. Globalization, increased affordability of travel, and the growing disparity in healthcare costs between developed and developing nations are key drivers. India, with its skilled medical professionals, advanced technology, and cost-effective treatments, has positioned itself as a leading destination for medical tourists.
Historically, Thailand and Singapore were dominant players in the medical tourism market. However, India’s competitive pricing and expanding healthcare infrastructure are rapidly changing the landscape. The “Heal in India” program, launched by the Indian government, aims to further promote the country as a global healthcare hub by streamlining visa processes, improving infrastructure, and enhancing the quality of medical services.
Frequently Asked Questions about Medical Tourism in India
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What is driving the increase in medical tourism to India for NRIs?
The primary driver is the significant cost difference in healthcare procedures and insurance premiums between India and countries like the United States and those in the Gulf region. Affordable health insurance options for NRIs are also a key factor.
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Which age groups and demographics are most actively pursuing medical tourism in India?
The growth is strongest among women (up 125%) and NRIs under 35 (up 148%), indicating a proactive approach to healthcare planning among these groups.
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What types of medical treatments are NRIs most commonly seeking in India?
Infectious and respiratory diseases account for the most common claims, followed by treatments for cancer and heart conditions. however, complex procedures like heart bypasses and organ transplants are also
