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Exclude motorsport from traffic insurance legislation

The European Parliament, the European Commission and the European Council agree that motorsport requires different insurance than driving on the road. This ends years of uncertainty about minimum insurance requirements that could make the sport impractical or too costly.

This was announced by the World Motorcycle Association FIM, citing EU information. In a process known as a trialogue, the institutions of the European Union agreed that new changes to the existing laws on motor vehicle insurance should expressly exclude motor sport activities in order to avoid “over-regulation”. This insurance is now commonplace in motorsport and is better equipped for the special circumstances of the competition. There are still some formalities to complete before the legislation comes into force at EU level (which should be done by the end of 2021).

According to this, the EU member states have to transcribe the legislation into national law by the end of 2023. However, many member states have similar laws so this may already have been done or only require minor wording changes.

The original campaign dates back to 2014 when an agricultural accident changed the interpretation of EU motor insurance law. Previously, in most countries it was assumed that EU motor insurance law only applies to vehicles on public roads or in public places such as parking lots. However, the Court of Justice of the European Union has ruled that at least one motor vehicle liability insurance is required for all uses of vehicles in all locations (including vehicles on a racetrack).

The FIM, the world automobile association FIA and ACEM work together with their members and related associations to change the legislation to the effect that motorsport is expressly excluded. Motorsport already has a complex set of insurance policies that compensate participants, volunteers and spectators for financial losses. If the existing legislation did not change, individual drivers would have to be insured individually, adding cost and complexity without necessarily improving outcomes for those involved. This would have made participation in motorsport far too expensive, especially for young hobby drivers with expected insurance premiums of several thousand euros per driver.

FIM President Jorge Viegas said: “This result is very much welcomed by FIM and represents a sensible and pragmatic conclusion to the discussions. Motorsport is unique and it is important to recognize it as such in legislation to ensure that our competitors, Volunteers and spectators are adequately covered if something goes wrong. “

Photo: Schiffner


Published on: 24.06.2021 | Category: News | Hits: 9


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