Navigating Uncertain Times

The financial landscape is shifting. With Donald Trump’s 2nd management’s tariff war contributing to stock market instability,investors are seeking safer harbors. The KOSPI index, a key indicator of the South Korean stock market, has struggled to maintain gains above 2500. This environment has led to increased demand for stable assets and a renewed focus on financial security.

Beyond investments, consumers are also looking for comprehensive insurance products that safeguard thier health and offer financial benefits. This trend has prompted kyobo Life Insurance to launch its new ‘Kyobo My Plan Health Insurance’.

Introducing ‘Kyobo My Plan Health Insurance’

Kyobo Life Insurance has unveiled ‘Kyobo My Plan Health Insurance’ (unlimited party), a DIY-type product that allows customers to tailor their coverage to specific needs. This customizable approach extends Kyobo’s offerings, following the introduction of specialized cancer, brain and heart, and life insurance plans earlier in the year.

The insurance covers a wide range of conditions, including:

• Death
• Cancer
• Cerebrovascular disease
• Heart disease
• General illnesses

The plan’s design takes into account the customer’s age, lifestyle, and financial situation, ensuring a personalized approach to healthcare coverage.

Key Features and Benefits

the ‘Kyobo My Plan Health Insurance’ offers several notable features:

• Comprehensive Coverage: The main contract provides coverage up to 100 years of age,with 134 customizable options.
• Extensive Guarantees: Coverage spans from diagnosis to treatment for major diseases, including surgery, hospitalization, and long-term care.
• Customized Plans: Tailored options are available for cancer treatment, major diseases, daily life security, and specific plans for women’s cancer, brain, and heart conditions.
• Expanded coverage: The plan also covers diabetes, hypertension, shingles, flu therapy, fractures, lifestyle disease surgeries, and emergency room visits.
• Specialized Care: A special drug benefit is included for the treatment of major diseases, along with enhanced benefits for women’s specialization, advanced cancer treatments, and senior hospital care.

Moreover, the product features a harmless medicine payment structure, potentially reducing premiums by 20% compared to customary plans. The enrollment age extends up to 80 years, with flexible payment periods ranging from 5 to 30 years.

Expert Outlook

according to an official from kyobo Life Insurance, We have introduced DIY -type health insurance that can directly design the necesary guarantee by reflecting customer needs that want to guarantee reasonable health. The company expects the plan to be a strong companion to protect our customers’ healthy lives by providing optimal guarantees thru a plan that reflects various riders and the latest trends.

Eligibility and Additional Services

The ‘Kyobo My Plan Health insurance’ is available to individuals aged 15 to 80 years, with a coverage period of 100 years. Premium payment options range from 5 to 30 years.

Customers who subscribe to a monthly premium of more than 30,000 won will receive Kyobo NEW healthcare Service Health specialization, which includes daily healthcare, intensive care for major diseases, and comprehensive disease management.

FAQ

Who is eligible for this insurance?

Individuals aged 15 to 80 years.

What is the coverage period?

Up to 100 years of age.

What are the premium payment options?

5, 10, 15, 20, 25, and 30 years.

what additional services are included?

Kyobo NEW Healthcare Service Health Specialization for qualifying subscribers.