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Credit loans filled to the chin in 15 days Fasten

[이데일리 장순원 기자] Since the beginning of the year, the negative bankbook has been increasing rapidly. In two weeks, only the five major commercial banks’ credit loans increased by over 1.8 trillion won. It has filled the limit of the financial authorities to adjust the total amount of household loan growth to around 2 trillion won per month. The financial authorities have entered a high-intensity management mode that checks the loan situation on a daily basis.

According to the financial sector on the 17th, the balance of the five major banks’ credit loans as of the 14th was KRW 135,528.6 billion. Compared to the end of last year (133,6482 billion won), it increased 1.88 trillion won.

In particular, the negative bankbook that can be used at any time has increased significantly. By the 14th of this year, all of the 5 major banks’ new negative bankbooks increased by 2,588, and the negative bankbook balance (used amount) increased by KRW 1.66 trillion. As the stock market heats up, the interpretation of the banking sector is that the demand for stock investment (debt investment) by receiving credit loans, including negative bankbooks, is driven.

The financial authorities plan to intensively manage negative bankbooks. Once a negative bankbook is opened, it is considered that it is difficult to manage loans afterwards, and the policy is to tighten tightly from the opening stage, focusing on the negative bankbook for high-paying employees.

An official from the financial authorities said, “We are looking at the trend of credit loans in the financial sector on a daily basis,” and said, “We plan to manage in advance to prevent the occurrence of a credit interruption like the end of last year.”

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