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CDC May Limit COVID Vaccine Coverage for Older Adults

by Priya Shah – Business Editor

COVID Vaccine Coverage ⁣May Shift This Week as CDC Considers ⁣Age ‍Advice

Consumers seeking a‌ COVID-19 vaccine covered by insurance⁣ should act quickly, ​as a key CDC ‌advisory group is poised too perhaps alter vaccine recommendations that could impact ⁤cost-sharing for millions. The Advisory Committee on‍ Immunization Practices (ACIP) is reportedly ‍considering ⁤raising the recommended age for routine vaccination from ‌65 to 75, a change that⁣ could mean insurers⁣ are no longer required to cover the vaccine at ⁣no cost for those aged 65-74.

Currently, most insurance plans fully cover COVID-19 vaccines due to federal guidelines. Though, if ‍the ACIP raises the recommended age, insurance coverage for those⁤ outside the new recommendation ‍could shift, potentially requiring copays or other out-of-pocket expenses. While the CDC’s decision isn’t final, the potential change has prompted a pledge from health insurance trade group AHIP, representing⁢ companies like Aetna, Cigna, ⁢and⁢ Blue ‌Cross‍ Blue Shield branches in some ⁤states, to continue‍ providing coverage ‌through 2026 irrespective ⁤of the ACIP’s decision.

as of ⁣September 18, 2024, the 2025-2026 vaccine is available at ⁤CVS Health and Walgreens in most states without a prescription. ‌However,⁣ over a dozen states require a prescription for​ the vaccine at⁤ one or⁢ both pharmacies.⁤ In Florida, ‌CVS ‌requires ‍a‍ prescription while Walgreens‌ currently does not offer the vaccine, ⁤stating availability will⁤ follow ACIP eligibility⁢ guidance.

“While health plans⁢ continue ⁣to operate in an environment shaped by federal and state ‍laws, as ‌well‌ as‌ program and ​customer requirements, the ⁤evidence-based approach to coverage of immunizations will remain consistent,” AHIP‍ stated.

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