CaixaBank formalized in the 1st 50 % of the year house loan loans in Castilla y León for a price shut to 222 million euros, which signifies a progress of 269% in comparison to the similar interval of the prior 12 months.
This determine contrasts with the funds lent to consumers for the house acquire in the initial fifty percent of 2021, when it achieved 82 million euros. This growth is a consequence of the favourable professional dynamics recorded in this period.
CaixaBank wants to preserve its leadership in mortgages in the Spanish industry, in which it has a sector share of 26.2%. To do this, it has Casafácil as its reference solution, developed to protect all the requirements of persons who determine to acquire their dwelling, given that it does not utilize opening commissions or study of the operation, it assumes all the bills associated to the processing of the home finance loan (sign up note, appraisal, and so forth.), and permits you to have out most of the procedures by digital channels.
In parallel, since previous January, the entity has ‘My home’a comprehensive package deal of home alternatives, which includes every thing from funding for a property, to products for equipment, insurance and alarms, by means of loans for reforms or the acquisition of new equipment era that enhance energy performance.
‘MyHome’ is a hybrid offer you of products and solutions and providers conceived as an ecosystem of 360 ° solutions that seeks to react to the new desires of customers who, subsequent the pandemic, have transformed their use and do the job behaviors, supplying more significance to well-being at household.
In addition, the ‘MyHome Loan’ presents financing of house advancement tasks, domestic appliances and cars, with quantities starting from € 10,000, an APR of 7.1% and a repayment phrase of up to 96 months. This is a credit that is quick to system and without the need of opening or termination fees, contracted both as a result of digital banking and through the department community (with the alternative of two months of absence of funds).
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