It is always important that people interested in taking a financial product or service with an entity, in this case the Banco de la Nación (BN), know the fees charged so that they can make more informed decisions.
Therefore, according to its web portal, the BN has a number of fees it charges for its credit cards aimed at individuals, which can be seen below:
1.- In adhesion:
– The annual subscription is free.
2.- In the services associated with the credit card:
a) Physical delivery of the account statement:
– Physical delivery of the statement costs only six per month.
b) Currency conversion:
– The conversion of foreign currency into national currency for the consumption or disposal of cash has a cost of 1% (per operation).
3.- When using the channel:
a) Use of complementary channels:
– Cash withdrawals at an ATM / NL correspondent are free of charge.
– Withdrawing cash at an ATM of other banks costs only five (per transaction).
– Requesting balances at an ATM costs only one (per transaction).
– The consultation of the latest movements in the ATM has a cost of one sol (per operation).
– The request for balances and the latest movements in the corresponding ATM has a cost of 0.50 soles (per transaction).
– Payment by credit card at a corresponding ATM is free of charge.
b) Window operation:
– Cash withdrawals are free.
– Requesting balances or last movements costs 1.50 soles (per transaction).
4.- In modification of the conditions:
a) Payment date:
– The modification of the payment date requested by the customer has a cost of nine soles (per modification).
b) Payment system:
– The modification of the payment system at the customer’s request (from revolving to installments or vice versa) costs only nine (per modification).
c) Reprogramming:
– Modification of the quota programming at the customer’s request (not due to difficulties in payment capacity) costs only nine (per modification).
5.- In delivery of additional cards on request:
a) Replacement of credit card:
– The duplicate card has a cost of 16 soles (per duplicate).
b) Additional and / or optional credit card:
– The issue of additional cards has no cost.
Cross-cutting commissions
Similarly, among the transversal commissions that the BN has for this financial product there are:
1.- In the services provided at the request of the customer are:
a) Registers:
– The test requested by the customer has a cost of 8.50 soles (per test).
– The issue of the second and subsequent debt certificates are worth 15 soles (per transaction).
b) Duplicate contract or other document:
– The copy of the documents relating to the negotiation and administration of the account or transaction amounts to only 2 (per page).
c) Transactions through other entities:
– Payment by BN card from another entity: The interchange fee of 1 sol will be applied to the card (per payment) and also the originating bank (where the card payment is made) may apply an additional charge depending on its fee policy.
d) Debt purchase management:
– The verification to make the payment of the debt has no cost.
e) Recurring charges:
– Payment for services charged to your credit card has no cost.
2.- In the evaluation of documents, the following are distinguished:
a) Powers:
– Review and analysis of the faculties of the customer representatives is worth only 9 (per transaction).
Multi-network consumer loans
The BN also has commissions for its product: Consumer Multired Loan, according to its web portal, which are:
1.- In services associated with credit:
a) Physical delivery of the account statement:
– Physical delivery of the statement costs only six per month.
Cross-cutting commissions
1.- In Services provided at the request of the customer it’s like this:
a) Registers:
– The issue of the second and subsequent non-debt certificates has a cost of 15 soles (per certificate).
b) Duplication of contracts or other documentation costs:
– The duplicate payment program is worth 10 soles (in duplicate).
Fees and expenses?
Commissions are charges for additional and / or complementary services to the transactions contracted with users, provided by the companies.
Expenses are charges for additional and / or complementary services to transactions contracted with users, provided by third parties.
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?? The Ministry of Housing (@ viviendaperù) already has more than 200 million sun in budget to launch the second annual call for the Family Housing Bonus (BFH) of the Own Roof program, in the Construction on Own Site mode. https://t.co/aONMLjNChm pic.twitter.com/jt9eixE32c
– Andean agency (@Agencia_Andina) September 22, 2022
(FIN) GP / JJN
Published: 09/26/2022
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