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Army Move Costs: Soldier Faces $40K Bill After Extending Service

by Emma Walker – News Editor

Army Retirement Benefits Uproar: Veteran Left Stranded After 30 Years

A decorated Army veteran is grappling with unexpected financial hardship after being denied retirement benefits he anticipated receiving after three decades of service. Charles Levine, a lieutenant colonel with multiple deployments, was informed that the Army would not cover over $40,000 in moving expenses, a benefit typically provided to retiring soldiers.

A Promise Undelivered

Levine, 59, served in the Army for 30 years, including five deployments and leadership roles in Iraq and afghanistan.He was eligible to retire in 2022, but at the request of senior Army Reserve leaders, he continued teaching at west Point. This decision, though, led to the denial of moving and storage perks promised to nearly every retiring soldier.

Did You Know? The average cost of a local move is $1,400, while the average cost of a long-distance move is $4,890, according to recent data from the American Moving & Storage Association.

“It was a broken promise,” Levine stated, expressing his disbelief at the situation.

Army Move Costs: Soldier Faces K Bill After Extending Service
Charles Levine and his wife, Ginger, at the Army-Navy game in Philadelphia in 2024. Courtesy Charles Levine

Financial and Emotional Toll

the news of the noncoverage was both emotionally and financially devastating. Levine and his wife, Ginger, had been relying on the benefit to relocate from their on-post housing at West Point.They currently rent an apartment in Charlottesville,Virginia,for $2,800 a month,anticipating military assistance with their move.

Estimates suggest it would cost at least $42,000 to pack, transport, and store their belongings themselves, leaving them feeling trapped at West Point, where they pay $4,400 a month for rent.

“We cannot afford to move and we cannot afford to stay,” Ginger said, highlighting their predicament.

To cut costs, ginger, 53, has been collecting used cardboard boxes and packing materials from neighbors, a task she described as “humiliating.”

A Career of Sacrifice

Levine’s military career spanned over two decades, beginning with the National Guard in 1995 and transitioning to active duty shortly after the Sept. 11 attacks. During his service, he participated in numerous operations, including searches for captured soldier Bowe Bergdahl, and earned several medals, including three Bronze Stars.

His service also meant missing meaningful family events, including his first year of marriage, holidays, the birth of his first grandchild, the death of his father-in-law, and his son’s high school football games.

“We’ve given everything we have,” said Levine, who spent his last six years teaching calculus to cadets at West Point.

Charles Levine with his wife Ginger in 2007.
Charles Levine and Ginger in 2007,when he came home from his first deployment. Courtesy Charles levine

The Army’s Outlook

According to Lt. Col. Orlandon Howard, an Army spokesperson, soldiers who defer retirement to continue working for the Reserve have approximately six months to utilize their moving benefits, while those who retire directly from active duty have three years. The Army provides resources and support to guide soldiers in their decision-making process.

“Transitioning Soldiers must weigh their options, and associated advantages and disadvantages to make the best decision for their circumstances,” Howard stated.

Levine, however, argues that his separation from active duty was involuntary, which should have entitled him to a longer period to claim moving benefits. He also cited a regulation that allows those pursuing advanced education four years to move.

Reaching a Breaking Point

After a three-month battle, the Levines have decided to use their savings to cover the moving costs, tired of paying rent at two locations. Their regular income consists of Levine’s pension and Ginger’s severance pay,but they now face debt for the first time.

“I broke,” Ginger said. “I was emotionally broken.”

Charles Levine with his wife Ginger at a banquet.
Charles Levine and Ginger at a banquet in 2024 at West Point. Courtesy Charles Levine

Levine reflects on the happiness he felt during his retirement ceremony, which was attended by a retired four-star general. However, the subsequent denial of benefits has overshadowed those positive feelings.

“It was amazing. I was dreading leaving. I felt really fulfilled,” he said. “All those things whent away and evaporated.”

Timeline of Events

Date Event
1995-2001 levine serves in the National Guard.
Post-9/11 Levine begins active duty in the Army.
Fall 2022 Levine is eligible for retirement but continues teaching at West Point in the Army Reserve.
March 2024 Levine officially retires and learns he will not receive moving benefits.

Understanding Military Retirement Benefits

Military retirement benefits are designed to support service members after years of dedication and sacrifice. Thes benefits typically include a pension, healthcare, and moving allowances. However, eligibility criteria can be complex and vary based on factors such as years of service, retirement status (active duty vs. reserve), and specific circumstances.

The Department of Defense offers various resources to help service members understand their benefits, including transition assistance programs and financial counseling. Though, gaps in communication and unforeseen circumstances can sometimes lead to unexpected challenges, as illustrated by Levine’s case. According to a 2023 report by the Government Accountability Office (GAO),improved communication and clearer guidelines are needed to ensure service members fully understand their retirement benefits.

Frequently Asked Questions About Military Retirement

What are the basic requirements for military retirement?

The most common requirement is 20 years of service, which qualifies a service member for a pension and other benefits. However, there are also medical retirements and other special circumstances that can affect eligibility.

How are military retirement benefits calculated?

Retirement pay is typically calculated based on a percentage of the service member’s base pay, which increases with years of service. The specific formula can vary depending on the retirement system the service member falls under.

What moving benefits are typically included in military retirement?

Moving benefits can include reimbursement for packing, transportation, and storage of household goods. The amount and scope of these benefits can vary based on rank, years of service, and the distance of the move.

What happens if a service member continues to serve after becoming eligible for retirement?

Continuing to serve can affect the timing and eligibility for certain benefits, as seen in Levine’s case. It’s crucial to understand how extending service can impact retirement benefits.

Where can service members find accurate data about their retirement benefits?

Service members can consult with their chain of command, military financial advisors, and transition assistance programs. official military websites and publications also provide detailed information about retirement benefits.

Pro Tip: Always double-check your eligibility for all retirement benefits with multiple sources within the military to avoid surprises.

What are your thoughts on this situation? Should the Army have made an exception for Levine given his years of service and sacrifice? Share your comments below.

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