October 2025’s Best Credit Card Offers: Record Bonuses available Now
Breaking News: Credit card issuers are still offering historically high welcome bonuses as of October 2025, presenting notable opportunities for travelers to earn rewards and benefits.Several cards boast bonuses large enough to unlock premium travel perks like the Southwest Companion pass or free hotel nights.
Here’s a look at some of the most lucrative offers currently available:
Southwest® Rapid Rewards® Performance Business Credit Card: This card is offering a massive 120,000 Rapid Rewards points after $10,000 in spending within the first three months. With a $299 annual fee, this represents an unusually rich bonus. Earning 135,000 qualifying Rapid Rewards points in a calendar year unlocks the Companion Pass, allowing a designated travel companion to fly with you for just taxes and fees on Southwest Airlines.Cardholders receive a 10,000-point head start each year towards Companion Pass qualification. To maximize the benefit,applying in October and ensuring the $10,000 spend posts to a statement closing in 2026 will activate the Companion Pass at the start of 2026,lasting through December 31,2027.
IHG One Rewards Premier Credit Card: Currently, this card offers 165,000 Bonus Points after spending $3,000 on purchases in the first three months from account opening. The card carries a $99 annual fee and provides an Anniversary Free Night at IHG Hotels & resorts.Cardmembers also enjoy a fourth reward night free when redeeming points for a consecutive four-night IHG® hotel stay. Automatic Platinum Elite status is granted as long as you remain a Premier cardmember, with the potential to upgrade to Diamond status by spending $40,000 or more on the card in a calendar year.A unique benefit allows point redemption for only the first three nights of a 4+ night stay.
Expanding Points Transfer Options: Several loyalty programs have recently added new transfer partners, including Accor, Air Canada, Air India, Finnair, Hainan Airlines, SAS, Thai, and Vietnam Airlines.
