The so-called debt-fighting craze is on the verge of investing in debt while the stock market is showing a strong market, with the stock market breaking the 3,000 mark this year.
Although the financial authorities are trying to regulate large credit loans, it is known that negative bankbooks will be excluded, and many people are rushing to negative bankbook loans.
Reporter Park Byung-han reports.
As financial authorities showed signs of tightening lending regulations, banks flocked to banks seeking negative bank loans ahead of time.
According to the five major commercial banks, a total of 3,305 new credit loans were made through negative bankbooks at the five major banks in 14 business days from the 4th of this month to the 21st.
As of the end of last year, the number of newly opened negative bankbooks doubled from 1,000 per day to about 2,000 per day this month.
Compared to the end of last year, the balance of negative bankbook credit loans increased by KRW 6766 billion in three weeks.
In other words, the balance of the negative bankbooks of the five major banks increased from 46.53 trillion won on December 31st last year to 47.27.6 billion won on the 21st.
The financial authorities, amazed by the debt-fighting craze, also recommended loans within the range of individual repayment capabilities.
[은성수 / 금융위원회 위원장 : 청년층 내 집 마련 같은 데 조금 융통성을 주는 한이 있더라도 기본적인 것은 자기가 갚아 나갈 수 있는 그런 범위 내에서 투자하는 것이 장기적으로 바람직하고 저도 그렇게 권하고 싶습니다.]
In particular, the financial authorities are known to exclude negative bankbooks and to repay principal as well as interest in the case of large credit loans, and it is known that the opening of new negative bankbooks has increased rapidly.
It is noteworthy whether the debt-fighting craze of individual investors, who played a key role in breaking the KOSPI index, will continue to boom in the stock market and lead to performance or loss due to stock price adjustment.
This is Y^TN Park Byung-han.
[저작권자(c) YTN & YTN plus 무단전재 및 재배포 금지]